SmartWay Direct

SmartWay Direct puts the power of choice in your hands.

Don't wait to start making memories, SmartWay Direct puts time on your side.

3 Steps to Ownership



Select an Approved Item from an Authorized Retailer



Complete your Rental Purchase Agreement and make the Initial Payment


Become the Owner

Pick up the Item, begin periodic rental payments, or use an Early Purchase Option

The Simple, Affordable Path to Ownership

Our Rent to Own plan offers you the opportunity to make affordable payments on larger purchases and reach 100% ownership at the completion of your Rental-Purchase Agreement.

Father's day Caucasian dad and 5 year old son in the backyard near the house on the green grass on the lawn repairing a bicycle, pumping a bicycle wheel. Dad teaches how to repair a child's bike.

$0 Down!

No Credit Check!

No Hassle!

No Problems!

100% Path to Ownership!